Recover Bad Debts & Unpaid Dues Legally & Fast Across India
High Court advocates, seasoned corporate recovery specialists, and financial forensic experts helping enterprises, MSMEs, banks, and lenders recover stuck funds without illegal harassment.
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100% Legal & Ethical
RBI Code & Judicial Standard
₹500+ Cr Recovered
Proven track record in India
Pan-India Court Network
High Courts, DRT & NCLT
Rapid Turnaround
Notice dispatched in 24 Hrs
Debt Recovery Sub-Niches in India
We leverage tailored statutory frameworks for every specific type of default to maximize recovery speed and recovery ratio.
B2B Commercial Debt Recovery
Recovery of disputed unpaid purchase orders, supply contracts, vendor bills, and long-standing ledger balances.
NPA Loan & Financial Debt
Resolving non-performing loan portfolios, collateral liquidation, settlement negotiations, and bad bank asset reconstruction.
MSME Samadhaan Delayed Dues
Enforcement through MSME Facilitation Councils with mandatory 3x RBI interest penal compensation on buyer defaults.
SARFAESI & DRT Proceedings
Section 13(2) and 13(4) physical asset possession enforcement, DRT original applications & DRAT appeals.
Cheque Bounce (Sec 138)
Statutory 30-day legal notice issuance, trial court criminal complaints, and interim compensation (Sec 143A) recovery.
IBC 2016 & NCLT Proceedings
Form 3 / Form 4 demand notices, Section 9 operational creditor insolvency, and Section 7 financial creditor petitions.
Summary Suit (Order 37 CPC)
Expedited commercial money recovery suits where defendant must seek leave to defend, resulting in fast decrees.
Skip Tracing & Asset Tracing
Locating absconding debtors, unearthing siphoned bank accounts, real estate holdings, and corporate directorships.
Indian Statutory Debt & Interest Calculator
Calculate how much penal interest you are legally entitled to recover under Indian Law (MSMED Act 2006, Interest Act, or Commercial Courts Act).
Institutional Legal Authority Over Amateur Recovery Tactics
Traditional collection agencies in India often rely on aggressive, non-compliant calling that destroys business reputations and exposes creditors to police FIRs under IPC and RBI consumer protection guidelines.
Debt Recovery India operates through recognized High Court advocates, commercial court decrees, MSME statutory tribunals, and forensic skip tracing. We turn unsecured unpaid invoices into enforceable judicial liens that compel debtors to settle.
Bar Council Compliant
Vetted High Court and District advocates
Transparent Contingency Model
Competitive success-linked resolution terms
Fast Legal Action
Formal demand notices drafted in 24 hours
Debtor Asset Freezing
Pre-judgment attachment under Order 38 CPC
₹ 2.45 Cr Commercial Supply Recovery
Proven Results Across the Indian Subcontinent
Total Debts Recovered
Settlement Success Ratio
Claims Resolved
States & UTs Served
How Our Legal Recovery Works
A rigorous 4-stage process designed to bring absconding or recalcitrant debtors to the negotiating table swiftly.
Claim Audit & Asset Check
We analyze your purchase orders, invoices, e-way bills, cheques, and perform forensic ROC asset verification of the debtor.
Statutory Legal Notice
Senior Advocate issues a stern legal demand notice under Section 138 NI Act, MSMED Act, or IBC with 15-day compliance ultimatum.
Advocate Mediation
Our dispute resolution team conducts structured settlement conferences to negotiate upfront payouts or secured installment escrows.
Judicial Enforcement
If debtor remains evasive, we initiate Summary Suits (Order 37), NCLT insolvency petitions, or DRT execution for asset attachment.
Debt Recovery Services Across Indian States
Operating across all 28 states and 8 union territories through local district bar councils and high court benches.
Delhi & National Capital Region (NCR)
Complete coverage across Central Delhi, Connaught Place, Nehru Place, Saket, Prashant Vihar (Rohini Court), Dwarka, Laxmi Nagar, Okhla & Karol Bagh.
Verified Reviews & Recovery Outcomes Across India
Real testimonials from Indian enterprises, MSME suppliers, wholesale traders, and corporate lenders who trusted our judicial network to resolve defaults and recover blocked capital.
480+ Verified Pan-India Clients
Debt Capital Recovered
Pan-India Judicial Reach
Legal Evaluation & Dispatch
"A corporate distributor in Delhi defaulted on ₹48 Lakhs of electrical supplies for over 14 months and ignored standard emails. Debt Recovery India structured a formal IBC Section 8 Demand Notice alongside pre-institution commercial mediation. Faced with insolvency exposure before NCLT, the debtor settled the entire outstanding balance in 35 days."
Sunil Aggarwal
Delhi
"As an MSME manufacturing enterprise, delayed buyer payments almost choked our working capital. Debt Recovery India filed our application under Section 18 of the MSMED Act before the Facilitation Council. We recovered the principal ₹82 Lakhs plus monthly compounding interest at three times the RBI bank rate."
Pooja Natarajan
Bengaluru
"We had six dishonoured cheques totaling ₹36.5 Lakhs from a wholesale textile buyer who relocated across state lines to avoid liability. Their asset intelligence team identified active bank accounts and property footprints, enabling our legal team to serve statutory notices. The drawer surrendered to pre-trial compounding and wired 100% via RTGS."
Karan Mehra
Surat
"Our engineering fabrication firm in Bengaluru supplied heavy specialized machinery to an industrial builder. After acknowledging goods receipt, they defaulted on the final ₹64 Lakhs. Debt Recovery India drafted an Order 37 CPC summary suit, demonstrating written contractual obligations. The debtor requested court mediation and cleared dues in two installments."
Arvind Swaminathan
Bengaluru
"Our non-banking finance institution held a recalcitrant ₹1.45 Crore commercial loan account classified as doubtful NPA. Debt Recovery India initiated Section 13(2) statutory demand notices under SARFAESI and took symbolic possession under Section 13(4). The borrowers came forward for an OTS (One-Time Settlement) without requiring DRT auction."
Meenakshi Sundaram
Mumbai
"Our logistics tech firm had ₹29 Lakhs trapped with an e-commerce platform that breached its master service agreement. Debt Recovery India drafted a hard-hitting legal notice demanding full release of funds plus 18% commercial interest. Their advocates mediated directly with the opponent's corporate legal team, securing full clearance within 18 days."
Abhinav Singhania
Gurugram
Facing Bad Debts, Defaults or Delayed Payments?
Speak directly with a senior recovery advocate. Assessment of your invoices, cheques, and contracts within 24 hours.
Frequently Asked Questions
Answers regarding Indian debt laws, limitation periods, legal notices, and court procedures.
Under the Indian Limitation Act 1963, the limitation period for filing a commercial money recovery suit is generally 3 years from the date the cause of action arose (invoice due date or default date). However, any written acknowledgment of debt, confirmation of accounts, or part payment resets this 3-year clock under Section 18 and 19 of the Limitation Act.
Under Section 15-18 of the MSMED Act 2006, buyers must settle dues with registered MSMEs within 45 days. If they fail, the buyer is statutorily mandated to pay compound interest with monthly rests at 3 times the RBI bank rate. Filing before the MSEFC (Micro & Small Enterprises Facilitation Council) produces an enforceable arbitration award.
Yes. Under Section 138 of the Negotiable Instruments Act 1881, cheque bounce is a cognizable criminal offense punishable by up to 2 years imprisonment and twice the cheque amount as fine. We issue the mandatory statutory demand notice within 30 days of the bank return memo and file trial court proceedings with applications for 20% interim compensation under Section 143A.
Strictly yes. We follow the Reserve Bank of India (RBI) Fair Practices Code and legal advocate ethics. We do NOT engage in abusive calls, harassment, or unlawful physical intimidation. All communications are formally documented through legal notices, mediation protocols, and judicial filings.
We require copies of the Purchase Orders (PO), Invoices with GST details, E-Way bills, proof of delivery / lorry receipts (LR), ledger statements, and any communication (emails, WhatsApp, promissory notes, or dishonoured cheques). Our advocates examine these during your claim audit.
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